Are Christmas club accounts still a good idea? NO REALLY DO YOU QUALIFY? #ETHICS

Christmas clubs still alive at credit unions!

BUT SOMEHOW YOU JUST DONT QUALIFY?

Our Code of Ethics REQUIRE us to be competent!

 ALMOST never happens.

SO  THEN WHAT!!!!!!!!

The turkey has been eaten, and the stuffing has grown cold.

No universal code of ethics conduct, but the list of banks that are boasted of their ethical credentials MASSIVE!!!

sooooo!!! 

Spending Plan #ETHICS

In this age of apps and online banking you don’t need to use physical cash or envelopes. Some banks allow you to create “folders” in your savings account for different goals, and apps likeRead more: Start Budgeting and Take Control of Your Cash Flow | Investopedia http://www.investopedia.com/advisor-network/articles/120216/start-budgeting-and-take-control-your-cash-flow/#ixzz4RoZ9Kke2